Oliver Hartnack

OH Mortgages Logo

CONTACT US

07904 800 962

EMAIL US

oliver@ohmortgages.co.uk

HELPING YOU SECURE THE MORTGAGE YOU DESERVE

SPECIALIST MORTGAGE BROKER

Here at OH Mortgages, we’re a mortgage broker that offers our clients a comprehensive range of services. We believe in delivering exceptional customer service at all times, which is why we partner with various lenders that provide the most competitive mortgage rates and terms in the market. Our goal is to ensure that you get the best possible rate available for your needs so that you can make an informed mortgage decision with confidence.

ABOUT OH MORTGAGES

My name is Oliver and I am a self-employed mortgage and protection advisor based in Houlton & Rugby. I currently reside in Houlton with my partner Jess, but I have lived most of my life in and around the Rugby area. Additionally, I have also spent time abroad in Australia and many other places whilst serving in the Royal Navy.
 

With a decade of experience in the financial services industry, I have built up a wealth of knowledge that I apply to provide a personalised service that is completely tailored to your individual needs. I offer mortgage advice from a wide range of providers, some of which are exclusive or semi-exclusive to mortgage advisers like me.

OH Mortgage Brokers

OUR SERVICES

At OH Mortgages, we offer a one-stop-shop for Mortgages, Protection (Life Insurance, Income Protection, and Critical Illness Cover), as well as Home Insurance. We pride ourselves on working with you to ensure you get the right outcome for your circumstances and needs. We offer extensive advice across the mortgage market and specialise in several areas, including self-employed, bad credit, landlords/portfolio landlords, first-time buyers, home movers, and re-mortgages.

We are always available to help you, whether it’s during normal working hours or outside them. Our priority is to make sure that you understand everything throughout each step of your journey while protecting the things and people that mean the most to you.

Here’s Our 3-step Process

How It Works

01

Answer Some Questions

Firstly, we’ll ask you a few questions to get a clear understanding of your individual circumstances and requirements. This will help us to identify the most suitable mortgage products that match your needs. For example, if you’re a first-time buyer, you may require a mortgage with a lower deposit, or if you have an interest-only mortgage and are looking to switch, we’ll help you find the right product.

02

We Analyse & Plan

Next, our team of experienced mortgage brokers will carefully analyse and plan your application, taking into consideration your financial situation, credit history, and any other relevant factors. This ensures that we can provide you with tailored advice suited to your unique needs.

03

Come Back With A Quote

Finally, we’ll come back to you with a quote outlining the best mortgage options available. We’ll explain everything in detail, answer any questions you may have, and guide you through the entire process from start to finish.

MORTGAGE SERVICES AT OH MORTGAGES

CONTRACTOR MORTGAGES

CIS MORTGAGES

SELF EMPLOYED MORTGAGES

FIRST TIME BUYER MORTGAGES

BUY TO LET MORTGAGES

MORTGAGE CONTRACT

Hassle-Free Mortgage Services

Moving house can be one of the most stressful experiences in life, which is why we’re committed to providing exceptional support throughout the entire process. Our priority is to ensure that you feel valued and supported by our team every step of the way.
 
We understand that navigating mortgages can be complicated and overwhelming, so we are dedicated to simplifying the process and making it easy for you to understand. With our guidance, you can overcome any obstacles that may arise, giving you the peace of mind to focus on planning your move.

At OH Mortgages, we pride ourselves on putting our clients first and being available to you when you need us most. Trust us to be your partner in this exciting but daunting journey of moving homes.

Other Services We Proudly Provide

When applying for a mortgage, insurance can often be a valuable investment. That’s why we also offer a range of different insurance services such as life insurance, critical illness cover, home insurance and income protection.

Life Insurance

HOME INSURANCE

CRITICAL ILLNESS

INCOME PROTECTION

OUR HAPPY CLIENTS

A very difficult deal to pull together but Oliver did it, I’ve already recommended your services
5/5

John

Overall, fantastic experience. The house buying has been extremely stressful, but Oliver’s help has been outstanding and greatly appreciated. Thank you.

5/5

Shannon

Great attitude and understanding from Ollie

5/5

Craig

FAQ'S ON MORTGAGE BROKERS

We’ve prepared some of our most common frequently asked questions around mortgage brokers. If you have any further questions, please don’t hesitate to get in touch with our friendly team.

A mortgage broker is a professional who liaises with lenders to help people obtain financing to purchase a property. They are knowledgeable about the various loan products and specialist lenders in the market, helping clients to find suitable loans for their needs. In addition, they are also responsible for processing applications, preparing documentation and answering questions throughout the process.

The answer to this question ultimately depends on your specific needs and personal circumstances. However, a mortgage broker can offer a range of solutions from different lenders and has access to more competitive rates than may be available at high street banks, so in some cases, they are often the better option.

Furthermore, many mortgage brokers are also able to provide advice and guidance throughout the entire process, which can lend a great deal of peace of mind to the first home buyer or homeowner who is not familiar with the mortgage process.

At OH Mortgages, we understand that everyone’s needs are unique and our team of specialist mortgage brokers can guide you through the entire process.

If you’re looking to buy your first home, or if you’re an existing homeowner seeking a new loan, it can be difficult to make sense of the various options available in the market. Mortgage brokers can assess your needs and financial situation and help you find the most suitable loan product for your circumstances. They can provide detailed advice, handle the paperwork and take away the stress that comes with moving house.

The full process from application to exchanging contracts can take anywhere from 2-6 months. But this time frame if dependent on the type of loan you’re applying for, your financial situation and various other factors. For more in-depth advice, we’d recommend getting in touch with one of our advisors.

REQUEST A CALL BACK TODAY

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REFER A FRIEND TODAY

Hopefully you have enjoyed your mortgage and protection journey with OH Mortgages, we are here to help with any of your future needs. If you have any friends, family or work colleagues that might also benefit from our services we offer a great refer a friend scheme where you will receive a £50 amazon gift to spend on whatever you like, and there is no limit to how many gift cards you can receive. The £50 voucher will be paid on completion of any of your referrals mortgages.